:root{
  --forest:#073f33; --forest-2:#0b5b49; --green:#159947; --green-2:#22b45b;
  --mint:#eff8f3; --mint-2:#e4f5eb; --ink:#10231e; --muted:#66756f;
  --paper:#ffffff; --bg:#f5f8f6; --line:#dce7e1; --warning:#9a5b00; --warning-bg:#fff8e9;
  --danger:#a53225; --danger-bg:#fff2f0; --good:#0b7541; --good-bg:#edf9f1;
  --shadow:0 18px 54px rgba(7,63,51,.08); --r:22px; --r-sm:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none} button,input,select,textarea{font:inherit} button{cursor:pointer}
img{max-width:100%;display:block}.wrap{width:min(1160px,calc(100% - 32px));margin:auto}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.topbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,231,225,.9)}
.nav{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;font-weight:950;letter-spacing:-.035em}.brand img{width:42px;height:42px;border-radius:50%;object-fit:cover}.brand strong{font-size:20px}.brand small{font-size:11px;color:var(--muted);font-weight:750;display:block;letter-spacing:.02em;margin-top:-2px}
.navlinks{display:flex;align-items:center;gap:22px;font-size:14px;color:#42534d;font-weight:750}.navlinks a:hover{color:var(--forest)}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;width:42px;height:42px;border-radius:12px;color:var(--forest);font-size:20px}.mobile-menu{display:none;padding:0 0 14px}.mobile-menu.open{display:grid;gap:8px}.mobile-menu a{padding:11px 12px;border-radius:10px;background:#f7faf8;font-weight:800;font-size:14px}
.btn{border:0;border-radius:13px;padding:12px 17px;font-weight:900;transition:.18s transform,.18s box-shadow,.18s opacity;display:inline-flex;align-items:center;justify-content:center;gap:8px}.btn:hover{transform:translateY(-1px)}.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}.btn.primary{background:var(--forest);color:#fff;box-shadow:0 10px 24px rgba(7,63,51,.17)}.btn.green{background:var(--green);color:#fff}.btn.secondary{background:#fff;border:1px solid var(--line);color:var(--forest)}.btn.soft{background:var(--mint);color:var(--forest)}.btn.full{width:100%}
.hero{position:relative;overflow:hidden;padding:76px 0 56px;background:linear-gradient(180deg,#fff 0%,#f7fbf8 100%)}.hero:before{content:"";position:absolute;inset:auto -160px -210px auto;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(21,153,71,.12),rgba(21,153,71,0) 68%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.07fr .93fr;gap:46px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:7px;padding:8px 11px;border:1px solid #cfe7d8;background:var(--mint);color:var(--forest);border-radius:999px;font-size:12px;font-weight:900}.hero h1{font-size:clamp(46px,6.5vw,78px);line-height:.98;letter-spacing:-.06em;margin:17px 0 18px;max-width:760px}.hero h1 span{color:var(--green)}.hero .lead{font-size:19px;line-height:1.58;color:#4d6059;max-width:710px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0 16px}.micro{font-size:12px;color:var(--muted);line-height:1.55}.trust-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}.trust-pill{display:flex;align-items:center;gap:7px;font-size:12px;font-weight:800;color:#40534c}.trust-dot{width:7px;height:7px;border-radius:50%;background:var(--green)}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:24px}.hero-card .cap{font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:900}.hero-metric{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid #edf2ef}.hero-metric:last-child{border:0}.hero-metric span{color:#4b5e57;font-size:14px}.hero-metric b{font-size:21px}.pill{display:inline-flex;padding:6px 9px;border-radius:999px;font-size:11px;font-weight:900}.pill.warn{background:var(--warning-bg);color:var(--warning)}.pill.good{background:var(--good-bg);color:var(--good)}.pill.bad{background:var(--danger-bg);color:var(--danger)}
.section{padding:72px 0}.section.white{background:#fff}.section.greenwash{background:linear-gradient(180deg,#f0f8f3,#f8fbf9)}.section h2{font-size:clamp(31px,4vw,50px);letter-spacing:-.045em;line-height:1.06;margin:0 0 12px}.section .sub{font-size:17px;color:var(--muted);line-height:1.65;max-width:790px;margin:0}.section-head{display:flex;justify-content:space-between;gap:24px;align-items:flex-end;margin-bottom:28px}.section-head .sub{max-width:680px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.feature{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px}.feature .icon{width:42px;height:42px;border-radius:13px;background:var(--mint);display:grid;place-items:center;font-size:20px;color:var(--forest);font-weight:950;margin-bottom:16px}.feature h3{font-size:18px;margin:0 0 8px}.feature p{font-size:14px;line-height:1.55;color:var(--muted);margin:0}
.check-shell{display:grid;grid-template-columns:245px 1fr;gap:18px;margin-top:28px}.check-side,.check-card{background:#fff;border:1px solid var(--line);border-radius:22px}.check-side{padding:16px;height:max-content;position:sticky;top:88px}.step-nav{display:flex;align-items:center;gap:9px;padding:11px;border-radius:11px;color:#66766f;font-weight:800;font-size:13px}.step-nav.active{background:var(--mint);color:var(--forest)}.step-num{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:#eef2ef;font-size:11px}.step-nav.active .step-num{background:var(--forest);color:#fff}.check-card{padding:26px}.check-step{display:none}.check-step.active{display:block}.kicker{font-size:11px;letter-spacing:.09em;text-transform:uppercase;color:var(--green);font-weight:950}.check-card h3{font-size:28px;letter-spacing:-.04em;margin:7px 0 7px}.check-card .hint{color:var(--muted);font-size:14px;line-height:1.55;margin:0 0 21px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-size:12px;font-weight:900;color:#35473f}.help{font-size:11px;color:var(--muted);line-height:1.4}input,select,textarea{width:100%;border:1px solid #cfdbd5;border-radius:12px;padding:13px 14px;color:var(--ink);background:#fff;outline:none}textarea{min-height:100px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:#82b99a;box-shadow:0 0 0 4px rgba(21,153,71,.08)}.actions{display:flex;gap:10px;justify-content:space-between;align-items:center;margin-top:23px}.error{display:none;color:var(--danger);font-size:12px;font-weight:750;margin-top:7px}.error.show{display:block}
.debt-add-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin:13px 0 16px}.debt-add{border:1px solid var(--line);background:#fff;border-radius:13px;padding:11px;text-align:left;font-weight:850;font-size:12px;color:#34463f}.debt-add:hover{background:var(--mint);border-color:#b9d8c6}.debt-add span{display:block;font-size:18px;margin-bottom:4px}.debt-count{font-size:12px;color:var(--muted);font-weight:850;margin-bottom:8px}.debt-card{border:1px solid var(--line);background:#fbfdfc;border-radius:17px;padding:15px;margin:10px 0}.debt-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:12px}.debt-title{font-weight:950}.debt-type{display:inline-flex;font-size:10px;font-weight:900;padding:4px 7px;border-radius:999px;background:var(--mint);color:var(--forest);margin-left:7px}.remove{border:0;background:var(--danger-bg);color:var(--danger);border-radius:9px;padding:7px 9px;font-size:11px;font-weight:850}.notice{padding:13px 14px;border-radius:13px;background:#f7faf8;border:1px solid var(--line);font-size:12px;color:#4b5e57;line-height:1.55}.notice.warn{background:var(--warning-bg);border-color:#f0d7a6;color:#7b4b00}
.result-head{display:grid;grid-template-columns:1.2fr .8fr;gap:14px}.diagnosis{background:linear-gradient(135deg,var(--forest),#0b6b50);color:#fff;border-radius:20px;padding:22px}.diagnosis small{font-size:10px;letter-spacing:.09em;text-transform:uppercase;opacity:.7;font-weight:900}.diagnosis h3{font-size:31px;margin:6px 0 9px}.diagnosis p{font-size:13px;line-height:1.55;opacity:.9;margin:0}.result-side{border:1px solid var(--line);border-radius:20px;padding:20px;background:#fff}.result-side small,.metric small{font-size:10px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);font-weight:900}.result-side b{font-size:33px;display:block;margin:5px 0}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:14px 0}.metric{border:1px solid var(--line);background:#fff;border-radius:15px;padding:13px}.metric b{font-size:21px;display:block;margin-top:5px}.result-box{border:1px solid var(--line);border-radius:18px;background:#fff;padding:18px;margin-top:12px}.result-box h4{font-size:17px;margin:0 0 11px}.insight{padding:12px 13px;border-radius:12px;background:#f6faf7;margin:8px 0;font-size:13px;line-height:1.55}.insight b{color:var(--forest)}.due-list{display:grid;gap:8px}.due-item{display:grid;grid-template-columns:62px 1fr auto;gap:10px;align-items:center;padding:10px 11px;border-radius:11px;background:#f7faf8}.due-item .day{font-weight:950;color:var(--forest)}.due-item small{color:var(--muted)}.due-item b{font-size:13px}
.offer-box{margin-top:14px;border-radius:20px;padding:22px;border:1px solid #bedfcb;background:linear-gradient(135deg,#f3fbf6,#fff)}.offer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:20px;align-items:center}.offer-box h3{font-size:26px;letter-spacing:-.035em;margin:5px 0 10px}.offer-list{display:grid;gap:8px;margin:14px 0}.offer-list div{display:flex;gap:8px;font-size:13px;color:#41544c}.offer-list div:before{content:"✓";font-weight:950;color:var(--green)}.price{font-size:44px;font-weight:950;letter-spacing:-.05em}.price small{font-size:12px;color:var(--muted);letter-spacing:0;font-weight:750}.recommend{font-size:12px;font-weight:900;border-radius:10px;padding:10px 11px;background:var(--good-bg);color:var(--good);margin-bottom:10px}.recommend.neutral{background:#f2f5f3;color:#53635c}.recommend.caution{background:var(--warning-bg);color:var(--warning)}
.offer-check{display:grid;grid-template-columns:.9fr 1.1fr;gap:20px;align-items:start}.calc-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px}.calc-result{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:14px}.calc-result .metric{background:#f8fbf9}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.how{border-top:3px solid var(--green);background:#fff;border-radius:18px;padding:20px;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.how b{display:block;font-size:13px;color:var(--green);margin-bottom:10px}.how h3{font-size:18px;margin:0 0 8px}.how p{font-size:13px;color:var(--muted);line-height:1.55;margin:0}
.science{display:grid;grid-template-columns:1.05fr .95fr;gap:26px;align-items:start}.science-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px}.science-card h3{margin:0 0 10px}.science-card ul{margin:0;padding-left:18px;color:#52635d;font-size:13px;line-height:1.65}.quote{border-left:4px solid var(--green);padding:12px 14px;background:#f6faf7;border-radius:0 12px 12px 0;font-size:13px;line-height:1.6;margin-top:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px 17px;margin:9px 0}.faq summary{cursor:pointer;font-weight:900}.faq p{font-size:13px;color:var(--muted);line-height:1.6;margin:10px 0 0}
.cta-box{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:22px;background:var(--forest);color:#fff;border-radius:26px;padding:28px}.cta-box h2{margin:0 0 9px}.cta-box p{margin:0;color:#cde2d8;line-height:1.6}.cta-box .btn{background:#dff2e6;color:var(--forest)}
footer{background:#072d26;color:#c2d5cd;padding:42px 0 28px;font-size:12px}.footgrid{display:grid;grid-template-columns:1.2fr repeat(3,.7fr);gap:24px}.footgrid h4{color:#fff;margin:0 0 10px;font-size:13px}.footgrid a{display:block;margin:7px 0;color:#c2d5cd}.footgrid a:hover{color:#fff}.footbrand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:950;margin-bottom:10px}.footbrand img{width:38px;height:38px;border-radius:50%}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;color:#8eaaa0}
.policy-hero{padding:56px 0 24px;background:#fff;border-bottom:1px solid var(--line)}.policy-hero h1{font-size:clamp(34px,5vw,54px);letter-spacing:-.05em;margin:0 0 10px}.policy-hero p{color:var(--muted);line-height:1.6;max-width:760px}.policy{padding:42px 0 70px}.policy-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;max-width:880px}.policy-card h2{font-size:22px;margin:28px 0 8px}.policy-card h2:first-child{margin-top:0}.policy-card p,.policy-card li{font-size:14px;line-height:1.7;color:#52635d}.policy-card ul{padding-left:20px}.policy-note{padding:12px 14px;border-radius:12px;background:var(--mint);color:#355247;font-size:12px;line-height:1.55;margin:12px 0}
.modal-backdrop{position:fixed;inset:0;background:rgba(5,27,23,.55);display:none;align-items:center;justify-content:center;padding:18px;z-index:100}.modal-backdrop.open{display:flex}.modal{background:#fff;width:min(520px,100%);border-radius:20px;padding:22px;box-shadow:0 24px 80px rgba(0,0,0,.24)}.modal h3{font-size:24px;margin:0 0 8px}.modal p{color:var(--muted);line-height:1.6;font-size:13px}.modal-actions{display:flex;justify-content:flex-end;gap:8px;margin-top:18px}
.sticky-mobile{display:none;opacity:0;pointer-events:none;transform:translateY(18px);transition:.2s opacity,.2s transform}.sticky-mobile.show{opacity:1;pointer-events:auto;transform:translateY(0)}
@media(max-width:900px){.hero-grid,.check-shell,.science,.offer-check,.offer-grid,.cta-box{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.grid4,.steps{grid-template-columns:1fr 1fr}.check-side{position:static;display:grid;grid-template-columns:repeat(3,1fr);gap:4px}.step-nav{padding:8px}.step-nav span:last-child{display:none}.result-head{grid-template-columns:1fr}.footgrid{grid-template-columns:1fr 1fr}.navlinks{display:none}.menu-btn{display:block}}
@media(max-width:620px){.wrap{width:min(100% - 20px,1160px)}.hero{padding:45px 0 34px}.hero h1{font-size:44px}.hero .lead{font-size:16px}.hero-card{padding:18px}.section{padding:54px 0}.section h2{font-size:34px}.section-head{display:block}.grid3,.grid4,.steps,.fields,.metrics,.calc-result{grid-template-columns:1fr}.check-card{padding:18px}.check-side{grid-template-columns:repeat(3,1fr)}.debt-add-grid{grid-template-columns:1fr 1fr}.result-side b{font-size:28px}.due-item{grid-template-columns:50px 1fr auto}.offer-box{padding:18px}.footgrid{grid-template-columns:1fr}.policy-card{padding:20px}.sticky-mobile{display:block;position:fixed;left:10px;right:10px;bottom:10px;z-index:45}.sticky-mobile .btn{box-shadow:0 12px 36px rgba(7,63,51,.25)}body{padding-bottom:68px}}
@media print{.topbar,.sticky-mobile,.hero-actions,.actions,.btn,footer{display:none!important}body{background:#fff}.section{padding:10px 0}.check-card,.result-box,.metric{box-shadow:none}}